As a member of the RMSPS, the Scheme may provide benefits to your spouse, Civil Partner or dependants when you pass away.
- Spouse or Civil Partner’s pension – a percentage of your pension could continue to be paid to your surviving spouse or registered Civil Partner.
- Dependant’s pension – payable if you have children under 18 or up to age 23 if they are in full-time education.
- Lump sum death benefits – we may pay your beneficiary or estate a one-off lump sum if you die within a certain period after retirement.
Eligibility is based on a number of different factors, but to help make sure your loved ones receive the correct benefits in the future, you may want to do the following:
- Keep your death benefit nomination form up to date so we know your preferred recipient(s) of any lump sum payments available. You could discuss this with your beneficiaries or keep this information in a safe place where your loved ones can easily access it.
- Let your spouse or dependants know who to contact when you die. They will need to provide relevant documents such as a death certificate and proof of relationship.
Ensure your loved ones are supported when they need it most. Visit here to download the nomination form.